Having been looking into credit scores, I found out that there are 3 different credit agencies in the UK, Equifax, Experian and Call Credit. The scores from each can differ quite a bit too. Which is a bit of a nightmare.

What I did also come across was a great site called CheckMyFile.com, which can pull all 3 credit scores for you (which works out cheaper than pulling all 3 separately).  There is a monthly membership that is available, so you can track your scores constantly. All is detailed on the site.

Also, CheckMyFile will point you to credit cards and loans that suit your credit rating. Rumour has it that it is better to apply on the phone or in person than over the internet.

One thing I will add though, is that my score from CreditExpert differs quite a bit from my score for Experian by CheckMyFile. So keep your wits about you!!

Hope this helps

Tags: 3 credit scores, 3 different credit agencies, call credit, cheaper, check my file, checkmyfile.com, credit cards, credit rating, credit scores, differ, equifax, experian, loans, monthly membership, site, track, UK

This entry was posted on November 30, 2009 at 5:21 am. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Posted in Personal Finance by benny No Comments Yet