Snow can be a bastard don’t get me wrong.. But I am a little unimpressed at some peoples lack of resolve over here in the UK. We had a 6 inch snowfall night before last and you would think it was the end of the world!! So many people ‘couldn’t’ get to work! I don’t know how on earth we will fare if the Mayans are right!

I’m not going to harp on about it, but if that is a sign of how far people can manage outside of the norm then it’s no wonder everyone is miserable and never achieve their goals!

Sorry to bitch but it has been distressing me a bit over the last 2 days :/

Having been looking into credit scores, I found out that there are 3 different credit agencies in the UK, Equifax, Experian and Call Credit. The scores from each can differ quite a bit too. Which is a bit of a nightmare.

What I did also come across was a great site called CheckMyFile.com, which can pull all 3 credit scores for you (which works out cheaper than pulling all 3 separately).  There is a monthly membership that is available, so you can track your scores constantly. All is detailed on the site.

Also, CheckMyFile will point you to credit cards and loans that suit your credit rating. Rumour has it that it is better to apply on the phone or in person than over the internet.

One thing I will add though, is that my score from CreditExpert differs quite a bit from my score for Experian by CheckMyFile. So keep your wits about you!!

Hope this helps